Senior Mortgage Loan Originator

Reports To: Varies by location

Primary Functions: Originate mortgage loans and assist with originator training.

Duties and Responsibilities:

1. Market mortgage loan programs to the real estate sales industry and promote the general business interests of the company.
2. Develop and maintain loan referral relationships with professionals in real estate, accounting, legal, and financial planning fields.
3. Interview buyers/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
4. Ensure all loans are originated, disclosed and/or re-disclosed accurately and timely within all established regulatory compliance requirements and timeframes.
5. Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
6. If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
7. Answer origination questions for mortgage loan originators as required and assist with their training.
8. Conduct sales presentations for Realtors as necessary to enhance business relations.
9. Perform other duties as assigned.

Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.

Creditable Experience in Lieu of Education: Five years of real estate lending experience with at least three years at the loan officer/originator level. Advanced industry courses in real estate lending desirable.

Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communications skills. At least three years experience in mortgage originations. Thorough knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations, and programs. Proven ability to develop sources of mortgage loan application business. Ability to train others.

Tenure: Not Applicable